Everyone

PT. Bank Tabungan Pensiunan Nasional Tbk

Lollipop

Jenius is a digital banking application designed to simplify financial management for users. This app provides a range of services and features that cater to various financial needs, making it a comprehensive tool for managing personal finances. Jenius is available for the Android platform, allowing users to download the app and access an array of functionalities aimed at enhancing their financial experience.

Upon registration, users can activate their accounts using Face Recognition, ensuring a secure and efficient onboarding process. One of the primary components of Jenius is the m-Card, which serves as the main debit card. Users also have the option to obtain up to three additional debit cards, facilitating transactions at numerous Visa merchants worldwide. This feature allows for convenient shopping and spending, both locally and internationally.

Jenius offers various digital payment solutions that streamline online transactions. Jenius Pay allows users to make payments for online shopping using their unique $Cashtag, simplifying the checkout process. Additionally, Jenius QR offers a fast payment method by scanning QR codes, while the Send It feature enables users to transfer funds to different accounts and pay bills, such as utilities and credit card balances. These functionalities illustrate the app's focus on making financial transactions straightforward and efficient.

For individuals looking to save money, Jenius provides several saving options tailored to different goals. The Dream Saver feature allows users to create multiple savings accounts aimed at achieving specific dreams. Flexi Saver provides flexibility in managing savings, enabling users to allocate funds according to their needs. The Flexi Rasa Maxi offers locked savings with benefits such as cashback, gold, and goods upfront, while the Maxi Saver allows users to open multiple deposits directly from their smartphones. These diverse options cater to various saving preferences and objectives.

Investment opportunities are also available within the app. Users can grow their wealth through mutual fund investments, giving them access to potential financial growth. Jenius encourages users to explore different investment avenues, assisting them in making informed financial decisions that align with their goals.

The app includes features designed to improve budgeting and financial insights. The Moneytory feature provides users with detailed financial reports, allowing them to track their spending patterns and financial health. This insight can help users make better decisions regarding their finances and identify areas for improvement.

For those who require additional funds, Jenius offers several credit products. The Jenius Paylater feature serves as a source of funds for small transactions, providing users with an easy way to manage unexpected expenses. Flexi Cash allows users to cash out their flexible funds for various needs, ensuring they have access to money when required. Creditbility enables users to apply for and manage three credit products within the app, providing flexibility and convenience in handling credit.

The e-Wallet Center is another practical feature, allowing users to top up multiple e-Wallets and e-Money options, including popular services like GoPay and OVO. This capability makes it easy for users to manage their digital payments in one place, reducing the need to switch between different applications.

Jenius also provides tools for social payments, such as the Pay Me feature, which allows users to send money requests easily. The Split Bill feature enables users to divide expenses among friends or family members, facilitating group payments in a straightforward manner. These tools enhance the app's social capabilities, making it easier for users to manage shared expenses.

Promotions are frequently available, making transactions cost-effective for users. The app's subscription fee, known as Feesible, is set at an affordable rate, providing users with access to all of these features without significant financial burden. This pricing structure encourages users to take advantage of the app’s functionalities while maintaining budgetary control.

Security is a significant aspect of the Jenius experience. The app employs advanced security measures to protect user data and financial transactions, providing peace of mind as users engage in their banking activities. The incorporation of Face Recognition for account activation is one such measure that enhances security while ensuring convenience.

Jenius stands out as a digital banking solution that integrates various financial services, allowing users to manage their finances with ease. By offering features focused on saving, investing, and spending, the app caters to a wide range of financial needs. Users can efficiently navigate their financial lives and make informed decisions, all from the convenience of their smartphones.

For more information about this innovative banking solution, visit www.jenius.com.

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